How much life insurance do you need? It’s probably one of the most important and unsettling questions that I pose to my clients. It’s also a question that many of us tend to ignore until it’s too late. Perhaps the best way to come to terms with this difficult subject is to educate yourself and understand how best to determine your coverage needs.
I wanted to provide you with a selection of resources that can help you understand what Life Insurance is all about. I’d also like to assist you in determining your coverage needs and how you can best meet your objectives.
- How Can I Build and Preserve My Estate?
Life insurance can be used to help preserve the value of your estate for your heirs.
- How Can I Determine the Financial Strength of My Insurance Company?
Using a financially sound insurance company is an important part of ensuring your family’s financial security.
- How Can I Maximize My Insurance Benefits?
Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
- What Is Term Life Insurance?
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
- What Is Universal Life Insurance?
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
- What Is Whole Life Insurance?
Some of the pros and cons of whole life insurance.